I'm thinking of swapping my car for a small van soon, probably a nearly new Citroen Berlingo. It would not be for commercial use, just personal. A friend says that any no claims I have would not count towards the van insurance and I would start from scratch. If this is true, does it mean that I'd lose my 25 years+ no claims bonus if I swap back to a car in a few years time? The reason for swapping is I have a lot of improvements to do to my house and garden and a van makes sense.