Ask Honest John

Most recently answered no claims questions
I purchased a Saga Plus car insurance which runs out this month. In the first year of cover I hit a concrete bollard in a car park whilst distracted by another drivers actions. I instigated a claim with...
I am currently the policyholder and main driver for our car. My wife is the named driver. I/we have more than 10 years no claims bonus. If my wife becomes the main driver will that affect the NCB? I'm...
Are there any specific car insurances for sorned cars which allow me to keep my no claim discounts?
My wife and I have our own cars, but now we are retired we are thinking of gong down to just one car. If we use my car my wife is on my insurance so how can she retain her no claims bonus?
After selling or scrapping your car, what happens to your no claims bonus if you haven't actually got another car yet?
I've had a 31-year-old car on classic car insurance for about 6 years. I've lost my NCD as it's over 2 years since it was valid and I'm 69 soon. Should I buy a group 1 car and try to get some No Claims...
By next February, I will not have had a car insured in my name as a policyholder for two years - even though I drive my wife's car. Is there any way I can still keep my nine year's+ No Claims Discount...
Is there any benefit in paying extra for NCD protection when the insurer says that your insurance premium will rise if you make a claim? Both my wife and I have over 15 years NCD, and if we have a claim...
Are brokers obliged to provide evidence of NCB if requested? I asked my broker to provide evidence because I wanted to change to a different provider who had offered a better price. They refused and made...
I'm thinking of swapping my car for a small van soon, probably a nearly new Citroen Berlingo. It would not be for commercial use, just personal. A friend says that any no claims I have would not count...
 

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