Ask Honest John

Most recently answered cat n questions
My car has been written off as a Cat N and my insurer is now saying it will not insure the car until it has been repaired and it should not be driven. It is perfectly driveable and all damage is superficial....
If buying a car with a Category N, do I need a certificate after repairs so that it is approved to drive again?
I bought a car seven months ago. On the day of purchase I was told it was listed as a Category N; however, the dealership made it clear to me that no bodywork damage was ever done to the car and it had...
My car was a Cat N write off. A settlement has been agreed but do I have to re-insure the car and do I need to contact the DVLA? The car was bought back from insurance company.
Our insurer has deemed our car beyond repair and put a Cat N write off on the car. We can buy back the car - it only needs a front door and a small bit of bodywork - but what do I do next once they have...
I have recently been involved in a car accident where I was not at fault. The car's damage, which was mostly done to the front bumper on the driver's side, was reasessed by my insurers and deemed to be...
I know insurers require a new MoT for a vehicle that was a Cat N write off. They have given me 14 days to obtain one but is it a legal requirement? Could I still drive on the existing MoT? Also if it fails...
My car was hit last year and although there isn’t much damage it wasn’t economical to fix so the other party’s insurance covered the cost of repair (my insurance weren’t involved). The car wasn’t repaired...
My motorbike was hit by a can on the parking bay and the damage was only cosmetic (a few scratches). However, after requesting an estimate for the repair, due to the high cost, the other insurer decided...
I have just had my car classed as a Category N Write off due to a small amount of damage on the rear quarter. The insurance has valued the car at £3670 and the value of the repair at £2894. Can I argue...