Ask Honest John

Most recently answered insurance questions
My daughter is a student living away from home. She owns and insures her own car, which remains at our home address during term time, this being her registered insurance address. She does visit home every...
My wife has just had an operation and has been told by the surgeon that she must not drive for six months. Presumably, the hospital will notify DVLA so that her licence is suspended for that period. Are...
My vehicle was parked but the handbrake wasn't on properly. It rolled back into a parked car causing a very minor damage. You could see where it had bumped and bent it, which grazed the paint on the bumper...
If my car with a valuable personalised numberplate is stolen, am I able to retain title to the personalised registration number? If not, do I need to take out separate insurance?
I sold my car last week and my policy has three weeks left to run. Upon calling the insurer tor cancellation, I was told they would not reimburse the three weeks left on the policy and are instead saying...
If I have my engine remapped, do I have to inform my insurance company? Will it affect my insurance?
Is it true that my car insurance may be invalid on a non-essential journey during lockdown?
What paperwork should I ask for from a garage if I'm buying a Cat S car? Must I have a structural report? The car my son is looking at is less than 3 years old, so no MOT required. The garage is saying...
I was hit by a Polish-registered HGV that pulled out from the inside lane of the M25 without indicating. I have dashcam footage of the approach up to the collision. My insurers tell me that I should have...
Whilst I'm about to tell my insurer of my recent speeding fine and three points, do I need to tell my wife's car insurer? I'm a named driver on her policy.