Ask Honest John

Most recently answered no claims questions
I'm investigating buying a fun car. My current insurance company does not offer multicar policies, however another insurance company I've spoken to does. They state that, even though there is only one...
I've made contact with a car, but there was no damage. The other driver has claimed for a scratch alongside the other side of the car. I've lost all my no-claims over a false claim, what are my options?
I've been driving classics and future classics for years but now I need a sensible car in place of one of them. I've got a Lotus Esprit S4 and Porsche 924 Turbo. I was looking at swapping the 924 for something...
I have been continuously insured for 35 years, during which I have never made a claim. Until very recently I've only ever owned and insured one car, so I was shocked when I recently enquired about insuring...
I have a the maximum no claims discount on my insurance. If I own two or more cars, am I entitled to use the discount against all of the vehicles
I bought a 13-plate C-MAX from a main Ford dealer 5 months ago. As part of the negotiation to buy, I requested a stone-chip on the windscreen be repaired - which was duly done before car was collected....
A lady scratched our car while it was parked at a supermarket and we settled on a figure of £250 for the repair. However because this is more than her excess which I believe is £200, she now wants to...
What exactly is a no-claims bonus? My wife has recently bought a small car and applied for insurance quoting a full no-claims bonus. For the last four years she has been a named driver on my Motability...
My partner and I both have max no-claim bonuses but we are reducing from two cars to one. We can continue with one insurance policy with the partner as a named driver but how does the other one maintain...
I have had to give up my motor trader's insurance policy as I have turned 75 years old and been forced into retirement. However, I have insurance on the car that my wife and I use and we have found it...