Top 10: Cheapest panel vans to insure

Panel vans are the bread and butter of UK businesses. They’re typically bigger than your average car-derived van but the best examples are compact enough for driveways and other tight spots that workers need to access, with plenty of cargo capacity for deliveries or tools of the trade.

We’ve crunched the numbers and found the new and used panel vans with the lowest insurance groups under the 1-20 rating system – none of which are any higher than group 5E – so you can maximise your practicality and keep a lid on premiums.

1

Citroen Dispatch (2007-2016)

Insurance Group 3E

The previous generation Citroen Dispatch has the lowest insurance group of any new or used UK panel van, at 3E. It doesn’t actually matter if you go for the least powerful 1.6-litre HDi 90PS model or the 125PS 2.0-litre HDi, as both are available in the same rock-bottom group. You can also choose from L1H1 and L1H2 and 1000 or 1200 specifications without deviating from insurance group 3E. 

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £2532*  No quote
 £7565*
 £2478*
 No quote
25 year old  £1300*
 £1216*
 £1128*
 £1274*
 No quote
45 year old  £533*
 £432*  £414*  £523*  No quote

The cheapest quote for an 18 year old was Admiral (£2478)*

The cheapest quotes for a 45 year old were Van Quote (£432) and City Insurance (£414)*

But how much can you actually expect to pay for insurance?*

2

Citroen Relay (2006-)

Insurance Group 4E

If you’re after a new panel van or something with a lot more space but want to keep your premiums to a minimum, then Citroen is once again the answer, as the current Relay starts only insurance group higher than the Dispatch, at 4E. This applies to the entry-level 110PS 2.2-litre HDi engine, and the 30 L1H1 model in standard or Enterprise trim levels, and the Relay is known for being one of the best vans in its class to drive.   

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used MoneySupermarket.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £5872  No quote
 £6971
 £5752
 No quote
25 year old  £1258
 No quote
 £1115
 £1234
 No quote
45 year old  £552
 No quote
 £455  £540  No quote

The cheapest quote for an 18 year old was Complete Van Cover (£3998)*

The cheapest quotes for a 45 year old were One Call (£424) and Insurance Wiser (£432)*

But how much can you actually expect to pay for insurance?*

3

Renault Trafic (2001-2014)

Insurance Group 4E

The Trafic shares its underpinnings with the Vauxhall Vivaro and the Nissan Primastar of this generation, and it was the Renault that proved the most popular of the three. It’s a good quality and comfortable medium-sized van, and starts in insurance group 4E. Within that group, you can find both 90PS and 115PS versions of the 2.0-litre dCi diesel engine and the company’s Quickshift six-speed semi-automatic gearbox, as well as a conventional manual.

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £2333*  No quote
 £1997*
 £2010*
 No quote
25 year old  £1258*
 No quote
 £1115*
 £1234*
 No quote
45 year old  £552*
 No quote
 £455*  £540*  No quote

The cheapest quote for an 18 year old was Admiral (£2010)*

The cheapest quotes for a 45 year old were Geoffrey Insurance (£309) and Zenith (£372)*

But how much can you actually expect to pay for insurance?*

4

Vauxhall Vivaro (2001-2014)

Insurance Group 4E

Seeing as it's the sister van to the Renault Trafic, it’s no surprise that the Vauxhall Vivaro also starts in insurance group 4E. The Vauxhall has a much larger range of models available within that group, though, covering everything from short and long-wheelbase vans, standard and high roof variants, economy-themed Ecoflex models and, as with the Renault, both 90PS and 115PS versions of the 2.0-litre CDTi diesel engine, along with manual and automatic transmissions.

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £4296*  No quote
 £4809*
 £4168*
 No quote
25 year old  £1304*
 No quote
 £1026*
 £1279*
 No quote
45 year old  £562*
 No quote
 £429*  £552*  No quote

The cheapest quote for an 18 year old was Complete Van Cover (£3998)*

The cheapest quotes for a 45 year old were One Call (£385) and Insurance Wiser (£400)*

But how much can you actually expect to pay for insurance?*

5

Fiat Ducato (2006-)

Insurance Group 5E

It may be a large van, but the Fiat Ducato starts off in a pretty low insurance group: 5E. However, models in this group are older versions, fitted with Fiat’s 2.2-litre Multijet diesel engine with either 100PS or 120PS and in short or medium-wheelbase guise. The engine has since been replaced by a cleaner and generally superior 2.3-litre unit, though that version is costlier to insure.

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  No quote  No quote
 No quote
 No quote
 No quote
25 year old  £1879*
 No quote
 £1219*
 No quote
 No quote
45 year old  £730*
 No quote
 £510*  £715*  No quote


The cheapest quotes for a 45 year old were One Call (£425) and Insure Wiser (£468)*

But how much can you actually expect to pay for insurance?*

6

Ford Transit (2006-2014)

Insurance Group 5E

The previous generation of Britain’s best-selling panel van starts in insurance group 5E, which covers a huge array of different variants. You can bag a 2.2-litre TDCi model with anything from 85PS to 145PS with a low, medium or high roof and the same three-way choice of wheelbases – all in group 5E. The Transit’s mammoth new sales mean you can pick up a used example anywhere, and it’s far from difficult to find one that’ll meet your requirements.  

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  No quote
 No quote
 No quote
 No quote
 No quote
25 year old  £1267*
 No quote
  No quote
  No quote
 No quote
45 year old  £669*
 No quote
  No quote   No quote  No quote

The cheapest quotes for a 45 year old were Zenith(£363) and Dial Direct (£414)*

But how much can you actually expect to pay for insurance?*

7

Nissan NV200 (2009-)

Insurance Group 5E

The NV200 is unique to Nissan in that it doesn’t share its underpinnings with other manufacturers, as is the case with the NV400 and Primastar. As a result, it’s more car-like to drive, with a very good ride and has a spacious interior. It starts in insurance group 5E, though that limits you to 90PS 1.5-litre dCi engine in either E or Visia trim levels.  

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old   No quote  No quote
  No quote
  No quote
 No quote
25 year old  £1039*
 No quote
 £717*
 £1019*
 No quote
45 year old  £619*
 No quote
 £404*  £608*  No quote

 

The cheapest quotes for a 45 year old were Insure Wiser (£379) and One Call (£341)*

But how much can you actually expect to pay for insurance?*

8

Peugeot Boxer (2006-)

Insurance Group 5E

Peugeot’s equivalent of the Fiat Ducato and the Citroen Relay is far from unreasonable to insure, as it starts in group 5E. Models available in that group are the 330 L1H1 and L1H2 100 and 110, in standard, Professional or Special Edition Professional trim levels. The 2.2-litre HDi diesel engines are strong and Peugeot’s 100,000-mile LCV warranty means newer, lower mileage versions may still have some factory cover.  

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £7805*  No quote
 £26897*
 £7648*
 No quote
25 year old  £1613*
 No quote
 £1041*
 £1582*
 No quote
45 year old  £631*
 No quote
 £435*  £619*  No quote

The cheapest quote for an 18 year old was Complete Van Cover (£4314)*

The cheapest quotes for a 45 year old were Insure Wiser (£389) and One Call (£405)*

But how much can you actually expect to pay for insurance?*

9

Toyota Proace (2013-2016)

Insurance Group 5E

The Toyota previous-gen Proace is based on the Citroen Dispatch and provides high levels of comfort, refinement and equipment. It starts in insurance group 5E, which applies to L1H1 and L1H2 models with a 90PS 1.6-litre diesel engine or a 2.0-litre with either 128PS or 163PS, so there’s plenty of choice if you want a more powerful unit without suffering a higher insurance group.   

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £2595*  No quote
 No quote
 £2462*
 No quote
25 year old  £1402*
 No quote
 £1108*
 £1374*
 No quote
45 year old  £580*
 No quote
 £579*  £568*  No quote

The cheapest quote for an 18 year old was Complete Van Cover (£4617)*

The cheapest quotes for a 45 year old were Complete Van Cover (£479) and One Call (£485)*

But how much can you actually expect to pay for insurance?*

10

Volkswagen T5 Transporter (2003-2015)

Insurance Group 5E

The Volkswagen Transporter is among the best-selling vans in the UK, and with good reason, as even the previous generation T5 model is extremely refined and car-like to drive. Those big sales also mean it’s easy to pick up a second-hand example just about anywhere, which is great news, as the T5 starts in insurance group 5E. That gets you a short-wheelbase model with an 84PS 2.0-litre TDI engine, a standard or medium roof and basic, Trendline or Highline specifications.  

What will it cost to insure?

Sample quotes on what this van could cost you to insure - as a very rough guide.

These are just examples and we've made a lot of assumptions. Your circumstances will be different - so make sure you check to see what it will cost you. We've used Confused.com for these sample quotes *.

 

 Gladiator 

Van Quote

City Insurance 

 Admiral 

 LV

18 Year old  £5879*  No quote
 No quote
 £5756*
 No quote
25 year old  £1534*
 No quote
 £1251*
 £1699*
 No quote
45 year old  £639*
 No quote
 £445*  £624*  No quote

The cheapest quote for an 18 year old was Admiral (£5756)*

The cheapest quotes for a 45 year old were Go Skippy (£467) and Dial Direct (£485)*

But how much can you actually expect to pay for insurance?*

 

 

 

 

 

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