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Top 10: Ford vans with the lowest insurance groups

We’ve compiled the 10 Ford vans – both new and used – with the lowest insurance groups under the 1 -20 rating system, so cost-conscious van operators and buyers can bag themselves one of the UK’s most-popular commercial vehicles without fretting about the cost of premiums.

Ford coined the phrase ‘backbone of Britain’ in its famous 1999 Transit advert, and it’s no secret that the blue oval’s vans are the best known and the best selling workhorses in the business.


Ford Fiesta van (2013-)

Insurance Group 1

It shouldn’t come as a surprise that the cheapest Ford van to insure is also one of the smallest. The 2013 model year Fiesta van starts in group one, which gets you the 95PS 1.5-litre TDCi model in either super-frugal Econetic or sharp-looking Sport guises. The 1.25-litre petrol version is also in group 1E – the ‘E’ means it exceeds safety body Thatcham’s security requirements – so it has been bumped down into a lower group. At worst, you’re looking at group 2E for the 1.6 TDCi Sport model.

But how much can you actually expect to pay for insurance?*


Ford Transit Courier (2014-)

Insurance Group 2E

It stands to reason that the second smallest of Ford’s vans also happens to be the second cheapest to insure. The current Transit Courier is the manufacturer’s littlest purpose-built van and also the tiniest model to bear the Transit name. It’s based on the Fiesta, which means it handles well, and it starts in insurance group 2E. Available in that group are both the 100ps 1.0-litre Ecoboost petrol and 75PS 1.5 CDTi diesel versions, while no variant is higher than group 3E. 

But how much can you actually expect to pay for insurance?*


Ford Transit Connect (2002-2014)

Insurance Group 3E

The Transit Connect is a versatile small van that’s easy to drive. The first generation (built from 2002 - 2014) took over from where the Escort van left off, and it starts in group 3E, which covers a 1.8 TDCi Base model with 75, 90 or 110ps. Crew van versions of the same model are pricier to insure, as they start in group 5E.

But how much can you actually expect to pay for insurance?*


Ford Transit Connect (2014-)

Insurance Group 3E

The good news about the Transit Connect is that latest version starts in exactly the same group as its predecessor: 3E. Compared to the older, 2002-2014 version, buyers get much more choice when it comes to vehicles at the bottom end of the insurance scale, as panel and crew vans and double cab variants can all be found in group 3E, as are both petrol and diesel engines.

But how much can you actually expect to pay for insurance?*


Ford Tourneo Connect (2014-)

Insurance Group 4E

At first glance, you could be forgiven for confusing the Tourneo Connect with its Transit/panel van sibling, but the former is strictly a passenger-only variant, the current generation of which starts in insurance group 4E. Tourneo Connects all come with rear windows and seats, and their practical nature makes them a popular choice with taxi drivers. The five-seat version available in this insurance group is the 100Ps 1.0-litre turbocharged petrol model, which is ideal for urban transport. 

But how much can you actually expect to pay for insurance?*


Ford Transit Custom (2013-)

Insurance Group 5E

Britain’s current best-selling van also has the lowest starting insurance group of any full-sized panel van on our list, at group 5E. Transit Customs in that bracket are limited to the 105PS 2.0TD 250 L1 250 and 260 variants, while other models in the range are between groups 6E and 9E, depending on the exact configuration. Whatever version you go for, expect a refined and upmarket cabin with excellent diesel engines and a five-star Euro NCAP rating.

But how much can you actually expect to pay for insurance?*


Ford Transit crew van (2006-2014)

Insurance Group 6

The largest crew van on our list is the previous Transit (third generation facelift), which starts in insurance group six. They typically do not exceed group nine, so when you consider the sheer availability of this version on the second-hand market – plus all of its other merits, such as refinement, a tight turning circle and sharp handling – there are few more affordable ways to transport a van load of people.   

But how much can you actually expect to pay for insurance?*


Ford Transit panel van (2006-2014)

Insurance Group 6

Formerly Britain’s best-selling panel van, used examples of the previous generation Transit can be picked up anywhere and can do just about anything. As with the crew van variant, the previous generation Transit panel van’s groups sit between six and nine, while the variety of engines, body styles and trim levels is utterly vast, so LCV buyers can’t fail to find something that suits their needs.

But how much can you actually expect to pay for insurance?*


Ford Ranger (2016-)

Insurance Group 9E

Pick-ups are by far and away the most popular of all new commercial vehicles, and sales have been steadily rising for the past few years. As you’d expect, Ford is well up there with the Ranger, the facelifted, 2016 model year version of which should be cheaper to insure than its predecessor, as it starts in group 9E. That limits you to the 160PS 2.2 TDCi variants in XL trim and either regular or super cab guise, as other version range from 10E to 12E. 

But how much can you actually expect to pay for insurance?*


Ford Ranger (2011-2016)

Insurance Group 10E

The pre-facelift version of the Ford Ranger sits in a slightly higher insurance band than the newer version: 10A. The letter ‘A’ delineates a model that meets safety body Thatcham’s requirements for the group, while later Rangers received the suffix ‘E’, which means they have better-than-average security gear. Rangers in this group are 143PS 2.5 TDCi models in XL or XLT trim and regular, double or super cab specification, while more powerful and better specced models span groups 11 to 13A.   

But how much can you actually expect to pay for insurance?*









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