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What are the implications of buying a Cat D van?

I am looking at buying a Volkswagen Caddy van which has been categorised as a Cat D but looks in good condition. What are the insurance implications for such a vehicle?

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None, other than the car will be worth less money if it ever a total loss in the future. It would need to be approximately 20% less than retail now for it to be a worthwhile buy now.
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