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I was sold a faulty van - do I have any legal rights to claim back my outstanding finance?
I bought a van on finance and have now found out that it's been clocked. The mechanic just found multiple issues and it needs new gearbox. I bought over the phone from a van company three hours away. It's worth about £1000 in its current state and I have £6800 outstanding finance on it. Can I give it back? What are my rights?

Asked on 18 March 2017 by Catherine scott

Answered by Honest John
Yes. Under The Consumer Rights Act November 2015 you have the statutory right to return it for a full refund and you also have the legal right to return it for a full refund from the highest (then) court in the land in Clegg v Olle Andersson 2003 House of Lords. See: www.honestjohn.co.uk/faq/consumer-rights/ Based on what you have written they will probably resist and you will probably need a specialist solicitor. Happily, since it's on finance, the finance house is jointly liable with the dealer.
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Value my van

Amount to borrow
Sorry. The minimum loan amount is £1000
To pay back over

My credit score

Best available rate 9.20%

Total repayment £9,304.93

Total cost of credit £1,804.93

£155.08

60 monthly payments

Apply now

Representative example

The Representative APR is 13.2% (fixed) so if you borrow £7,500 over 4 years at a rate of 13.2% p.a (fixed) you will repay £199.21 per month and repay £9562.20 in total.

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