I want to buy a van to replace my car - is my No Claims Bonus transferable to the van as long as it isn't for commercial use?

I'm thinking of swapping my car for a small van soon, probably a nearly new Citroen Berlingo. It would not be for commercial use, just personal. A friend says that any no claims I have would not count towards the van insurance and I would start from scratch. If this is true, does it mean that I'd lose my 25 years+ no claims bonus if I swap back to a car in a few years time? The reason for swapping is I have a lot of improvements to do to my house and garden and a van makes sense.

Asked on 21 October 2019 by camaro67

Answered by Tim Kelly
You can use your car insurance No Claims on a van, there should be no issue at all. Also, any No Claims Bonus that you already have for your car is valid for three years so even if your friend was correct (they aren't), it still would not matter.
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